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Put simply, homebuyers who choose a buy down mortgage will pay a reduced interest rate on their mortgage as well as their monthly payments. Property sellers and builders usually offer buydown options, typically on fixed rate mortgages in order that more home buyers will qualify for mortgages and increase the chance of selling their property with the irresistible low payment...Continue reading »

For many lenders, self-employed individuals are not the ideal borrower. If you’re one of them, you may think you are a less attractive candidate, which...Continue reading »