The roof is an important part of your home. It’s valuable to you as a homeowner because it protects you and it’s important to an insurance company because a damaged roof is a gateway to even more damage at home.
Claiming your roof insurance claim caused by wind damage or any other cause should be done as early as possible. United States Adjusters and other experts list some ways to file for one quickly and properly:
Document the damage
Nowadays, a man’s first instinct — when faced with unusual circumstances — is to take a picture and post it on social media. Have the same enthusiasm for taking pictures and use it for your insurance claims. Inspect your roof and document the damage immediately after the accident.
Know your coverage
The next thing to do is review your coverage. What types of damages are included and what are the claims that you can have for such damage? Understanding your coverage can give you an idea of what to expect and a direction on how to file your claim.
Get your roof inspected
Have your roof inspected by a professional. This can help maximize your claims coverage and get what is due to you. A professional roof inspection is often free of charge.
Choose a roofing contractor with insurance
Once you know the coverage, having it fixed is the next thing to do. Find a roofing contractor who has insurance expertise and is licensed to do the job. Shop around and ask for references to get the best deals.
Having a damaged roof is definitely a headache. However, with your insurance coverage and by finding the right contractor, you should be able to enjoy having a roof over your heads (literally) and the comforts of your home in no time.